Our Board is made up of employer and employee representatives and professional independent trustees. They work alongside a strong senior management team with a wealth of industry knowledge and experience.
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Key: Board members Senior leadership team
Babloo Ramamurthy became Chairman of the Group in November 2013 having spent nearly 35 years with Towers Watson, the global consulting firm specialising in actuarial, investment, risk management and talent and rewards management.
He was the Managing Director of Towers Watson’s business in Europe, the Middle East and Africa and a member of the group’s Executive Committee, previously serving on their Board.
James has recently retired having spent his 40-year career at Murphy, one of the UK’s leading construction and civil engineering companies. Having started his career as a Graduate Civil Engineer, James progressed through the ranks and held positions from Senior Engineer to Business Unit Manager. He has been a Main Board Director of Murphy for the last 25 years.
James has constructed major projects in the highways, railways, tunnels, water and waste water and utilities sectors. His numerous achievements throughout his career include overseeing the delivery of numerous complex major projects such as Broadgate Development, Thames Water Ring Main, Stansted Rail Link, Channel Tunnel Rail Link from Swanscombe to Thurrock and more recently Crossrail – Thames Tunnel.
James was also Director of HSQE and Sustainability and fully supports the never harm culture and all aspects of occupational health. He has been a strong supporter of an industry-wide occupational health scheme since the launch of Constructing Better Health in 2007.
He supports industry affairs and is involved in many industry associations and bodies with a preference for areas that concern occupational health, safety, wages and pensions. He is a non-executive director and trustee of the B&CE Benefit Schemes and a member of the Construction Joint Industry Council.
James is currently Chair of Constructing Better Health and will bring a wealth of experience in the relevant sector in a highly professional manner. He was awarded an Order of the British Empire (OBE) in June 2015 for his lifetime service to the construction industry.
David has over 30 years’ experience in the construction sector – 15 years of those with a Build UK member. Starting his career in construction in 1972, he’s gained substantial experience in accountancy roles with a range of businesses – and is an Associate Member of the Chartered Institute of Management Accountants.
Most recently (from 2001) David has been working for Stanford Industrial Concrete Flooring Ltd as Company Accountant and Company Secretary.
David also has experience with automatic enrolment. He’s responsible for the company’s pension scheme – and successfully transferred to an automatic enrolment pension solution in 2016.
David has spent his working life in construction, commencing as an apprentice in the craft of Carpentry and Joinery. Since then, his career has included: management of a Craft Training Centre for a major contractor for 25 years; working as a Training Manager for a national contractor for 15 years; a Chairman of the Scottish Building Apprentice & Training Council; a past President of the Scottish Building Federation and a Member of the Chartered Institute of Personnel and Development.
Stephen joined the Coulson Building Group in 1982 as Chief Estimator having trained as a Quantity Surveyor before specialising in estimating. He was promoted in 1986 to become a Director of Coulson Group Ltd and its subsidiary companies, to which he became Managing Director in 1994.
In recent years, Stephen has been actively involved in representing the building industry including Regional President of the National Federation of Builders (Eastern Region), Chair of the East of England Skills Forum and Director of Construction Industry Publications Ltd. He is currently serving as Council Member of the Cambridge Forum for the Construction Industry and Chair for CITB Construction Skills Cambridgeshire Curriculum Centre.
Stephen is a Governor and Chair of Finances at Comberton Village College, Chair of the Church of England Papworth Team Ministry and a Trustee of Comberton Educational Trust. He is also a Member of the Chartered Institute of Builders.
Director Jim Gilmour has recently retired as the National President of the Federation of Master Builders and remains a Board Director. His responsibilities include management of the property portfolio and participation in the management of the Federation.
Over a career spanning thirty years, Jim has acted in a variety of roles, starting in his career as a joiner in well-established construction businesses. His positions included Managing Director of Regency Homes and the Shearer Group.
Jim remains interested in the industry through continued involvement through Observation Diagnosis and Correction (ODC). He is an advocate for training and has supported many colleagues in their progression through the industry.
John served an apprenticeship as a plumber then worked in the public and private sector. In 1999, he became a full time Officer for the AEEU covering the South Yorkshire area. In 2003, John was appointed National Officer. He has had responsibility for Ministry of Defence, Local Authorities, Food and Drink and the Plumbing Industry. He then became the Unite Construction National Officer in 2010. John is currently the Chair of the SNJIB and a Trustee of Plumbing Pensions.
Bob Blackman has worked in the construction industry throughout his working life. A bricklayer by trade, he was appointed as the T&G National Secretary for the construction industry in 1998. He is responsible for T&G’s building materials portfolio. Prior to this Bob held the position of regional construction trade group secretary in the South East.
Bob is a corporate member of the IOSH (Institute of Occupational Safety and Health), a Director of Constructing Better Health , National Operatives Side Secretary for the Building & Allied Trades Joint Industrial Council (BATJIC), the Chair of the Construction Industry Joint Council (CIJC) Operative Side, a Member of the Construction Industry Advisory Committee (CONIAC), Board Member of the Construction Industry Training Board (CITB) Construction Skills Council and Board Member of the Construction Skills Certification Scheme (CSCS).
Harry has worked in both the public and private sectors of the construction industry, and was elected to the position of Scottish Regional Organiser in 1990.
In 2004 he was appointed to the position of Scottish Regional Secretary of the Union of Construction Allied Trades and Technicians (UCATT) – a position he held until retiring in 2016. In 2016 UCATT merged with Unite the Union, making Unite the largest union in the UK with 1.42 million members covering all sectors of the economy.
Harry continues to be an active member of Unite the Union, and has experienced a number of prominent roles over the years, such as: Operatives Secretary of the Scottish Building Apprenticeship and Training Council, Member of the Cross Party Group for Construction, Chair of the STUC Health and Safety Committee, and President of the Scottish Trade Union Congress – responsible to over 500 Thousand affiliated members.
Keir Greenaway has been part of the GMB National Pensions Department since 2014. As National Pensions Organiser he works with members, representatives and union officials to help organise around pensions issues to improve working people’s retirements.
Prior to this role within the GMB, Keir was a Branch Secretary with the GMB within Local Government.
Jerry Swain has spent the whole of his working life in the construction industry. After leaving school in 1975, aged 16, he took up employment as an apprentice carpenter in the construction industry and joined the Union of Construction, Allied Trades and Technicians (UCATT).
Following his election as a full-time officer, he was appointed UCATT London & South East Regional Secretary and, with support, built it into the largest region in the union. In January 2017, UCATT merged with Unite and soon after the transfer, Jerry was appointed to the position of National Officer for Construction.
Jerry is currently the National Operatives’ Secretary and Vice Chair of the Construction Industry Joint Council. He’s also a Board Member of the Construction Skills Certification Scheme.
John’s role is Director of B&CE Insurance Ltd and B&CE Financial Services Ltd and Chairman of Group Audit & Risk Committee. John sits on the Board of Considerate Constructors Scheme and the Construction Industry Publications and is a financial adviser to the Forum for the Built Environment. John trained as a Chartered Accountant and went on to hold a series of commercial and financial positions at Board level with UK companies.
John’s responsibilities within the construction industry have been diverse, encompassing finance, IT, human resources, membership services, property management, pensions and dealing with a wide variety of legal and constitutional matters.
John is the CEO of the BBC Pension Trust. He previously acted as the Group Pensions Director for Ensign Pensions, providing executive support to the Trustees of three Merchant Navy pension funds. John has worked as a consultant to commercial and not-for-profit organisations on the funding, administration and restructuring of occupational pension schemes. At an earlier stage of his career he was the National Pensions Officer of the GMB union and worked with the TUC to establish the TUC Stakeholder scheme.
He is a Fellow of the Pensions Management Institute and graduated from Cambridge University with a degree in Mathematics and Social and Political Sciences.
John is a Director of B&CE Insurance Ltd and B&CE Financial Services Ltd. For 19 years John was Chairman and Managing Director of Aspen plc, a city-based firm of actuaries and pension consultants. He was a founding shareholder of this firm and led the expansion of the business until it was acquired by Capita in 2007. He previously followed an actuarial career and then worked as an investment consultant.
As an independent trustee of various pension schemes, institutional funds, charity distribution funds and Non-Executive Chairman of two companies, John has wide experience of managing and developing businesses in the financial sector.
Lydia joined B&CE in 2016. She is a Chartered Secretary and a Chartered Legal Executive. Her career spans 20 years in the legal profession, including in-house posts with Roche Pharmaceuticals and WHSmith, and more recently professional services provided through Pitmans Solicitors.
Having established herself in the company secretarial field, Lydia’s approach has always been focussed on supporting strong governance and good communications on multi-faceted boards.
Patrick took over as Chief Executive Officer for B&CE in October 2012. He joined the organisation in 1985 and since then has brought a wealth of experience to a range of financial and customer-focused roles within the company. He has been instrumental in driving the business forward, including the launch of The People’s Pension, and in shaping the group’s strategy as a whole. Patrick sits on the Board of Directors for B&CE Insurance Ltd and B&CE Financial Services Ltd.
Sam is the Group Director of Finance for B&CE and is a member of the Association of Chartered Certified Accountants. He is responsible for overseeing the Group’s financial and regulatory reporting, financial modelling as well as helping to shape and drive financial strategy for the business. Sam is also a member of the Independent Governance Committee for B&CE’s EasyBuild stakeholder pension scheme.
Sam joined B&CE in 2004 and has undertaken a range of roles within the company including finance, internal audit and investments. Prior to joining B&CE he studied mathematics at the University of Bath.
Matthew is the Group Director of Business Assurance and is a member of The Institute of Risk Management. He is responsible for managing the Group’s Risk Management and Regulatory Compliance teams whilst also holding the roles of Compliance Officer and Anti-Money Laundering Reporting Officer.
Matthew joined B&CE in 2004 and has undertaken a number of regulatory and oversight roles within the company including, Compliance, Internal Audit and Risk Management.
Mark is the Director of Strategic Delivery and is tasked with ensuring that B&CE meets the needs of its operating environment, both internally and externally, whilst ensuring delivery of strategic objectives and business plans through a planned programme of change.
Mark joined B&CE in 1997 after studying business at the University of Bedfordshire and has gained experience in a wide range of disciplines across operations, project and programme delivery. Mark is a qualified programme manager, having previously held the role of Programme Manager before being appointed as a Director.
Zoe is Group Director of People, she also holds a non-Executive Directorship of the Manor Royal BID.
Zoe as is a Fellow of the Chartered Institute of Personnel and Development and she also holds an MSc. In Human Resource Management. Zoe is responsible for designing and implementing people strategy across the business including our reward, organisational development and talent strategies.
Zoe joined B&CE in January 2013 and has over 20 years’ experience in people management and organisational development within the private and public sectors.
As Group Director of Sales and Marketing, Roy oversees business development and marketing teams across B&CE’s Money and Health business areas. In this role, he leads the development of new and existing client and adviser relationships and ensures that the needs of our customers are represented at a senior level within the organisation.
Roy joined B&CE in 2014 and has more than 30 years’ experience in the financial services industry, including roles at both life and pensions providers and advisory firms.
Roy is a member of the Personal Finance Society and Pensions Management Institute.
As Director of IT, Cliff’s responsibilities include the development and implementation of the overall IT strategy for the company’s corporate systems. This covers all aspects of the technology landscape – from application development through to operational support.
Cliff joined B&CE in September 2016 with over 28 years’ experience in financial services, predominantly in the insurance and banking sectors, where his career has spanned a variety of technology leadership roles.
Kevin is the Director of Customer Services and is responsible for maintaining the high standards and award-winning service that B&CE provides to its employers and members. Another key area of focus for him is delivering excellence and efficiency within the current and future target operating model.
Kevin joined B&CE in June 2015 and has over 30 years’ experience in financial services, occupying a variety of leadership roles within the workplace pensions and long-term savings landscape.
Chris is the Group Director of Change . He has responsibility for the Group’s change management policy, project delivery, programme management office and business solutions.
Chris joined B&CE in 2017, prior to which he enjoyed roles leading PMO and transformation delivery across Financial Services, Markets, Health and Defence industries.
Chris holds a MBA from the University of Bath and is a certified Agile SCRUM, PRINCE2, and Managing Successful Programmes practitioner.
Tracy Weller is Group Director of Business Operations and has 25 years of Pensions industry experience. Tracy was previously Practice Leader at Hymans Robertson and she has also held senior roles at The Pensions Trust, Equiniti and MNPA.
Tracy also holds a non-executive Directorship at the Pensions Administration Standards Association (PASA). Tracy joined B&CE in June 2018.
David is Group Director of Strategy and Innovation and has over 30 years of experience in Financial Services. David was previously Strategy Director at AXA Wealth, AXA UK and Winterthur Life.
David has a Mathematics Degree and is a Fellow of the Institute of Actuaries. David joined B&CE in January 2018.
Nico is the Chief Investment Officer at B&CE. Previously, he was Head of Defined Contribution (DC) Investment at Towers Watson, and Head of DC for the Barclays staff pension scheme.
He also chaired the Resource and Environment Board and is a member of the Institute and Faculty of Actuaries Council.
Nico is a qualified actuary and has published papers on resource depletion and monetary sustainability – working to ensure climate change and other sustainability issues are understood and acted upon by actuaries where appropriate.
Stella is the Interim Director of Marketing and is responsible for developing the marketing and brand strategies across our Money and Health business areas. She is focused on shaping and developing our brand and building straightforward and easy to understand communications that meet our audiences’ needs.
Stella has over 30 years of experience in financial services and marketing. She was previously European Marketing Leader-Investments & Retirement at Mercer Consulting and has held a range of marketing and customer focused roles at companies such as MetLife Assurance, Legal & General, RBS and American Express.
Gregg joined B&CE, the provider of The People’s Pension, in July 2018. He believes that pensions for the many are best delivered by profit to member funds with scale. In the UK, B&CE is the only fund of this kind.
Gregg is the co-author of two volumes on global pension system design: ‘Towards a new pensions settlement: the international experience Vols I & II’ (Rowman and Littlefield, 2016, 2018) as well as two more volumes on UK system design: ‘Pensions at Work that Work’ (2013) and ‘Pensions People Can Trust’ (2012).
Previously, Gregg was an MP (2010-2015) Shadow Minister of State for Pensions (2011-2015) and a member of the Prime Minister’s Commission on Further Devolution to Scotland. His first career was as an academic – Gregg held a fellowship at St Hugh’s College, Oxford, before entering Parliament. Gregg is a Visiting Fellow at Nuffield College in Oxford and sits on a number of pensions industry boards and committees.