If you’re a member of The People’s Pension, our secure site is an easy way for you to view and manage your pension pot with us.
If you have another product with B&CE, the provider of The People’s Pension – and you’d like more information, please visit B&CE’s financial services webpages.
Our Board is made up of employer and employee representatives and professional independent trustees. They work alongside a strong senior management team with a wealth of industry knowledge and experience.
Select a tab below to view our people or simply select an image to view an individual profile.
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Please contact Jenna Gadhavi:
Phone: 01293 205337
Patrick took over as Chief Executive Officer for B&CE in October 2012. He joined the organisation in 1985 and since then has brought a wealth of experience to a range of financial and customer-focused roles within the company. He has been instrumental in driving the business forward, including the launch of The People’s Pension, and in shaping the group’s strategy as a whole. Patrick sits on the Board of Directors for B&CE Insurance Ltd and B&CE Financial Services Ltd.
David is Chief Strategy & Innovation Officer and has over 30 years of experience in Financial Services. David was previously Strategy Director at AXA Wealth, AXA UK and Winterthur Life.
David has a Mathematics Degree and is a Fellow of the Institute of Actuaries. David joined B&CE in January 2018.
Sue Hunter is Chief Finance Officer.
Sue was previously at the Legal and General Group. During her long tenure there, she has held a variety of finance director roles in the savings, corporate and business performance divisions. She is also a member of the Chartered Institute of Management Accountants (ACMA). Sue joined B&CE in November 2019.
As Chief Sales and Marketing Officer, Roy is responsible for setting and leading the strategic direction for the Group’s Business Development, Marketing and the Charitable Trust functions. He is accountable for ensuring that the right people, plans and structures are in place to fulfil business and customer needs.
Roy joined B&CE in 2014 and has more than 40 years’ experience in the financial services industry, including roles at both life and pensions providers and advisory firms.
Roy is a member of the Personal Finance Society and Pensions Management Institute.
Gerry joined B&CE in February 2021 as Interim Chief Risk Officer.
He has worked in financial services markets – nationally and internationally – for 32 years. Gerry’s experience as Chief Risk or Compliance Officer spans insurance, banking and healthcare and also includes a period as a supervision manager within the UK financial regulator.
Gerry holds an MSc in Financial Regulation & Compliance Management.
Philip has worked in financial services for over 30 years, with most of his experience focused on pensions and retirement income products. During this time he has worked as an independent consultant, Head of Policy at LV= and as a Senior Policy Associate on high level projects at the Financial Services Authority, as well as being the Head of Customer Services and Technical Administration, managing the vesting process for a large back book of varied pension and life products, and was winner of The Public Affairs Awards ‘Corporate Campaign of the Year’ 2016.
Philip has been an active member of a number of industry trade bodies over the years including: the ABI Retirement and Savings Committee; the Chair of the ILAG Savings Strategy Group; a Founder member of and a Management Board Member of PICA; the Chair of the Options Steering Board; a member of the Money Advice Service Independent Review Panel; Chair of the Retirement Planning Financial Capability Strategy Steering Group; a member of the HMT FinTech Delivery Panel; a member of the InsureTech Board, as well as a member of the ABI Retirement Market Working Group.
Nico is the Chief Investment Officer at B&CE. Previously, he was Head of Defined Contribution (DC) Investment at Towers Watson, and Head of DC for the Barclays staff pension scheme.
He also chaired the Resource and Environment Board and is a member of the Institute and Faculty of Actuaries Council.
Nico is a qualified actuary and has published papers on resource depletion and monetary sustainability – working to ensure climate change and other sustainability issues are understood and acted upon by actuaries where appropriate.
David joined B&CE, the provider of The People’s Pension, in August 2018. In his role, David leads the overall strategy for IT as well as the development and operation of all technology assets. He works to ensure that the organisation is well positioned for future growth across all of its products.
Previously, David worked in a number of senior IT positions within the financial services industry including Chief Information Officer at Old Mutual, and roles at AXA Wealth and Hargreaves Lansdown.
Stella is the Director of Marketing and is responsible for developing the marketing and brand strategies across our Money business area. She is focused on shaping and developing our brand and building straightforward and easy to understand communications that meet our audiences’ needs.
Stella has over 30 years of experience in financial services and marketing. She was previously European Marketing Leader-Investments & Retirement at Mercer Consulting and has held a range of marketing and customer focused roles at companies such as MetLife Assurance, Legal & General, RBS and American Express.
Matthew is the Director of Operational Controls and Assurance and is a member of The Institute of Risk Management.
He is responsible for managing the Group’s operational controls, banking, technical and management information teams which together provide active first line operational assurance and technical support and oversight.
Matthew joined B&CE in 2004 and has undertaken a number of senior regulatory and oversight roles within the company across Compliance, Internal Audit and Risk Management prior to moving to his current position.
Mark is the Group Director of Operational Transition and is tasked with delivering the 3 to 5-year Operational Target Operating Model for the business’s retain and grow agenda, including new products, processes, technology, partners and helps assure operational control environments.
Mark joined B&CE in 1997 after studying business at the University of Bedfordshire and has gained experience and led a wide range of disciplines across the business including Company Secretariat, Executive Office , IT, Operations, project and programme delivery, and crisis management. Mark is a qualified programme manager, having previously held the role of Programme Manager before being appointed as a Director, he is currently Group Crisis Manager.
Kevin is the Director of Customer Services and is responsible for maintaining the high standards and award-winning service that B&CE provides to its employers and members. Another key area of focus for him is delivering excellence and efficiency within the current and future target operating model.
Kevin joined B&CE in June 2015 and has over 30 years’ experience in financial services, occupying a variety of leadership roles within the workplace pensions and long-term savings landscape.
Jane is the Group General Counsel and Group Company Secretary. She is a qualified solicitor and is responsible for managing the Group’s Legal and Company Secretariat teams and their provision of support and advice to the B&CE Group of companies.
Jane joined B&CE in September 2019 and has extensive experience in the financial services insurance and pensions sector having held senior roles at Aviva UK Insurance; Friends Life and AXA UK.
Babloo Ramamurthy became Chairman of the Group in November 2013 having spent nearly 35 years with Willis Towers Watson, the global consulting firm specialising in actuarial, investment, risk management and talent and rewards management.
He was the Managing Director of Willis Towers Watson’s business in Europe, the Middle East and Africa and a member of the group’s Executive Committee, previously serving on their Board.
Pat is Chair of Group Audit & Risk Committee at B&CE. She has extensive board experience and currently holds non-executive directorships at RenaissanceRe Syndicate Management, Huntsworth Group where she is Chair of Audit, and Aldwyck Housing Group, where she is Chair of the Group Board. Pat is also Vice Chair at Catalyst Housing.
Jim joined B&CE as an independent non-executive director in September 2018.
Jim is an actuary with extensive board level leadership experience in insurance, investment management, and life and pensions sectors. He is a Fellow of the Society of Actuaries, USA, and a Fellow of the Institute and Faculty of Actuaries.
Jim has held senior finance and general management roles at Lloyd’s of London and Legal & General Group. In his various Managing Director and Finance Director roles covering UK and global businesses, he developed and transformed market leading businesses, including Legal & General’s auto-enrolment pensions business. Jim is currently CFO at OneFamily.
John is the CEO of the BBC Pension Trust. He previously acted as the Group Pensions Director for Ensign Pensions, providing executive support to the Trustees of three Merchant Navy pension funds. John has worked as a consultant to commercial and not-for-profit organisations on the funding, administration and restructuring of occupational pension schemes. At an earlier stage of his career he was the National Pensions Officer of the GMB union and worked with the TUC to establish the TUC Stakeholder scheme.
He is a Fellow of the Pensions Management Institute and graduated from Cambridge University with a degree in Mathematics and Social and Political Sciences.
John is a Director of B&CE Insurance Ltd and B&CE Financial Services Ltd. For 19 years John was Chairman and Managing Director of Aspen plc, a city-based firm of actuaries and pension consultants. He was a founding shareholder of this firm and led the expansion of the business until it was acquired by Capita in 2007. He previously followed an actuarial career and then worked as an investment consultant.
As an independent trustee of various pension schemes, institutional funds, charity distribution funds and Non-Executive Chairman of two companies, John has wide experience of managing and developing businesses in the financial sector.
Jim McKinnon brings a wealth of information technology & business experience to the board having spent more than 40 years at The Goodyear Tire & Rubber Co, most recently in the role of Chief Information Officer, based in Ohio, USA.
Since returning to the UK, Jim undertakes a number of roles including Trustee & Director at Compton Care Group Ltd as well as a voluntary business mentor with The Prince’s Trust.
James has recently retired having spent his 40-year career at the Murphy Group, one of the UK’s leading construction and civil engineering companies. Having gained an engineering degree at University College, Cork and a master degree in construction management at Brunel University, he progressed through the ranks of the Murphy Group and was a Group Board Director for 25 years.
James has been associated with many major projects throughout his career. His many achievements include overseeing the delivery of numerous complex projects such as the Broadgate Development in the City of London, Channel Tunnel Rail Link, Thames Water London Ring Main, the London Olympics and more recently Crossrail. He was also Group Director of HSQE and Sustainability and fully supports the never harm culture and environmental best practice.
James supports construction industry affairs and is involved with numerous bodies with a preference for areas that concern health, safety, wages and pensions. He was chairman of the Construction Industry Joint Council (Employers) for ten years.
He is currently serving as trustee of the Murphy Group Pension Plan and also as a trustee of University College, Cork (UK) Educational Foundation.
James was awarded an Order of the British Empire (OBE) in June 2015 for outstanding service to the construction industry.
Stephen has over 35 years’ experience of delivering management oversight and 20 years’ at Managing Director level, responsible for Business Management, Strategic Oversight and Business Planning of a construction business based in the East of England – the Coulson Building Group.
Over the years, Stephen has been actively involved in representing the building industry including Regional President of the National Federation of Builders (Eastern Region), Chair of the East of England Skills Forum and Director of Construction Industry Publications Ltd. He is currently serving as a Trustee of the Cambridge Forum for the Construction Industry and a Member of the Chartered Institute of Builders, a Governor of a local secondary school and a Church of England Authorised Lay Minister.
In 2009 he joined the B&CE board as a Non-Executive Director representing the National Federation of Builders, bringing to the B&CE Group considerable business and strategic planning experience and through his own Company, the Coulson Building Group, with hands-on experience of most of their products including: Holiday Stamp Scheme, Pensions and Life Insurance. He became a Trustee of the B&CE Staff Pension Scheme in 2017 and has received training appropriate to that position.
Over the last 9 years he has also received in-house training in all aspects of B&CE Pension and Insurance products, Business Governance and Financial and Investment Strategy. He has also attended numerous external professional development courses to maintain his Director’s responsibilities for the positions he now holds within the business. And in 2014 joining B&CE Insurance Ltd and B&CE Financial Services Ltd and has been actively involved in the planning, governance and strategic overview of the B&CE People’s Pension auto enrolment product since its inception.
Director Jim Gilmour has recently retired as the National President of the Federation of Master Builders and remains a Board Director. His responsibilities include management of the property portfolio and participation in the management of the Federation.
Over a career spanning thirty years, Jim has acted in a variety of roles, starting in his career as a joiner in well-established construction businesses. His positions included Managing Director of Regency Homes and the Shearer Group.
Jim remains interested in the industry through continued involvement through Observation Diagnosis and Correction (ODC). He is an advocate for training and has supported many colleagues in their progression through the industry.
Kyla is an Employer Representative at B&CE with over 20 years’ experience working in HR and people functional roles. She is passionate about creating great places to work where people thrive, and the business succeeds.
Kyla started her career in HR at TUI Travel PLC where she undertook several generalist HR advisory and business partnering roles. She also worked in the integration team during the Thomson and First Choice merger. Her last role at TUI was as an Organisational Change consultant working on change projects across the business.
While working at Compass Group PLC, Kyla led a project designed to centralise several devolved functions, drive efficiency and reduce the cost base of the UK business. She has taken on many positions at Compass Group PLC, such as HR Business Partner for London, HR Director for Ireland, Restaurant Associates and UK Corporate Functions, UK Business Transformation Director and Learning and Reward Director.
In 2018, Kyla joined Keltbray as the Group People Director and now sits on the Keltbray Executive Board.
Kyla is a member of the Chartered Institute of Personnel and Development, has a master’s degree in Human Resource Management and an ILM Level 7 qualification in coaching and mentoring.
Vaughan is an Employer Representative at B&CE.
He’s had many years’ experience in human resources and learning and development roles, including as a UK Human Resources Executive for a multi-national facilities management contractor.
In October 2006, Vaughan joined the Scottish Building Federation (SBF) as the Head of Employment Affairs and then later became the Deputy Chief Executive. He’s currently the Managing Director at the SBF (since January 2013).
While heading the SBF, Vaughan also manages the terms and conditions of construction apprentices throughout Scotland as the Employer Secretary of the Scottish Building Apprenticeship and Training Committee.
Overall, he specialises in employee relations and employment law.
John served an apprenticeship as a plumber then worked in the public and private sector.
John was appointed National Officer for Unite the Union in 2002, he has led national pay negotiations and campaigns. He has had national responsibility for the following Industries ; Construction, Local Authority , MOD and Government Departments
John has extensive Board experience and has served on the Construction industry training Board (CITB) and for Joint Industry for Plumbing Mechanical Engineering Services for England and Wales & Scottish and Northern Ireland Joint Industry for Plumbing.
He is currently a Board member for, JTL training Limited and the Construction Skills Certification Scheme Limited and a Trustee of Plumbing Pensions UK.
Bob has worked in the construction industry throughout his working life. A bricklayer by trade, he was appointed Transport and General Workers’ Union (TGWU) District Officer in 1986. In this role, he was responsible for a number of major projects, including the construction of the channel tunnel.
In 1991, Bob became Regional construction Group Officer. Then in 1998, he became the National Secretary for the TGWU Construction sector (including Building materials) – now Unite.
Bob is a Chartered member of the institute of Occupational Safety and Health.
Harry has worked in both the public and private sectors of the construction industry, and was elected to the position of Scottish Regional Organiser in 1992.
In 2004 he was appointed to the position of Scottish Regional Secretary of the Union of Construction Allied Trades and Technicians (UCATT) – a position he held until retiring in
2016. In 2016 UCATT merged with Unite the Union, making Unite the largest union in the UK with 1.42 million members covering all sectors of the economy.
Harry continues to be an active member of Unite the Union, and has experienced a number of prominent roles over the years, such as: Operatives Secretary of the Scottish Building Apprenticeship and Training Council, Member of the Cross Party Group for Construction, Chair of the STUC Health and Safety Committee, and President of the Scottish Trade Union Congress – responsible to over 500,000 affiliated members.
Jerry Swain has spent the whole of his working life in the construction industry. After leaving school in 1975, aged 16, he took up employment as an apprentice carpenter in the construction industry and joined the Union of Construction, Allied Trades and Technicians (UCATT).
Following his election as a full-time officer, he was appointed UCATT London & South East Regional Secretary and, with support, built it into the largest region in the union. In January 2017, UCATT merged with Unite and soon after the transfer, Jerry was appointed to the position of National Officer for Construction.
Jerry is currently the National Operatives’ Secretary and Vice Chair of the Construction Industry Joint Council. He’s also a Board Member of the Construction Skills Certification Scheme.
Graham is an Industry Employee Representative at B&CE. He’s had experience working across many different industries on numerous audit and consultancy-related projects, including the engineering and service industries, where he’s held senior positions.
In January 1998, Graham joined GMB as Chief Accountant/Financial Controller. Over the years, he’s managed several large and complex projects, working with directors, stakeholders, and the union’s Senior Management team. Graham is responsible for the financial and statutory reporting for the union, at GMB, and its relationship with various external organisations.
Graham has a BA in Business Administration from the University of Strathclyde. He’s a member of the Institute of Chartered Accountants of Scotland and the Association of Chartered Certified Accountants.
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