Our Board is made up of employer and employee representatives and professional independent trustees. They work alongside a strong senior management team with a wealth of industry knowledge and experience.
Select a tab below to view our people or simply select an image to view an individual profile.
Key: Board members Senior management team
Babloo Ramamurthy became Chairman of the Group in November 2013 having spent nearly 35 years with Towers Watson, the global consulting firm specialising in actuarial, investment, risk management and talent and rewards management.
He was the Managing Director of Towers Watson’s business in Europe, the Middle East and Africa and a member of the group’s Executive Committee, previously serving on their Board.
James has recently retired having spent his 40-year career at Murphy, one of the UK’s leading construction and civil engineering companies. Having started his career as a Graduate Civil Engineer, James progressed through the ranks and held positions from Senior Engineer to Business Unit Manager. He has been a Main Board Director of Murphy for the last 25 years.
James has constructed major projects in the highways, railways, tunnels, water and waste water and utilities sectors. His numerous achievements throughout his career include overseeing the delivery of numerous complex major projects such as Broadgate Development, Thames Water Ring Main, Stansted Rail Link, Channel Tunnel Rail Link from Swanscombe to Thurrock and more recently Crossrail – Thames Tunnel.
James was also Director of HSQE and Sustainability and fully supports the never harm culture and all aspects of occupational health. He has been a strong supporter of an industry-wide occupational health scheme since the launch of Constructing Better Health in 2007.
He supports industry affairs and is involved in many industry associations and bodies with a preference for areas that concern occupational health, safety, wages and pensions. He is a non-executive director and trustee of the B&CE Benefit Schemes and a member of the Construction Joint Industry Council.
James is currently Chair of Constructing Better Health and will bring a wealth of experience in the relevant sector in a highly professional manner. He was awarded an Order of the British Empire (OBE) in June 2015 for his lifetime service to the construction industry.
David has over 30 years’ experience in the construction sector – 15 years of those with a Build UK member. Starting his career in construction in 1972, he’s gained substantial experience in accountancy roles with a range of businesses – and is an Associate Member of the Chartered Institute of Management Accountants.
Most recently (from 2001) David has been working for Stanford Industrial Concrete Flooring Ltd as Company Accountant and Company Secretary.
David also has experience with automatic enrolment. He’s responsible for the company’s pension scheme – and successfully transferred to an automatic enrolment pension solution in 2016.
David has spent his working life in construction, commencing as an apprentice in the craft of Carpentry and Joinery. Since then, his career has included: management of a Craft Training Centre for a major contractor for 25 years; working as a Training Manager for a national contractor for 15 years; a Chairman of the Scottish Building Apprentice & Training Council; a past President of the Scottish Building Federation and a Member of the Chartered Institute of Personnel and Development.
Stephen joined the Coulson Building Group in 1982 as Chief Estimator having trained as a Quantity Surveyor before specialising in estimating. He was promoted in 1986 to become a Director of Coulson Group Ltd and its subsidiary companies, to which he became Managing Director in 1994.
In recent years, Stephen has been actively involved in representing the building industry including Regional President of the National Federation of Builders (Eastern Region), Chair of the East of England Skills Forum and Director of Construction Industry Publications Ltd. He is currently serving as Council Member of the Cambridge Forum for the Construction Industry and Chair for CITB Construction Skills Cambridgeshire Curriculum Centre.
Stephen is a Governor and Chair of Finances at Comberton Village College, Chair of the Church of England Papworth Team Ministry and a Trustee of Comberton Educational Trust. He is also a Member of the Chartered Institute of Builders.
Director Jim Gilmour has recently retired as the National President of the Federation of Master Builders and remains a Board Director. His responsibilities include management of the property portfolio and participation in the management of the Federation.
Over a career spanning thirty years, Jim has acted in a variety of roles, starting in his career as a joiner in well-established construction businesses. His positions included Managing Director of Regency Homes and the Shearer Group.
Jim remains interested in the industry through continued involvement through Observation Diagnosis and Correction (ODC). He is an advocate for training and has supported many colleagues in their progression through the industry.
John served an apprenticeship as a plumber then worked in the public and private sector. In 1999, he became a full time Officer for the AEEU covering the South Yorkshire area. In 2003, John was appointed National Officer. He has had responsibility for Ministry of Defence, Local Authorities, Food and Drink and the Plumbing Industry. He then became the Unite Construction National Officer in 2010. John is currently the Chair of the SNJIB and a Trustee of Plumbing Pensions.
Bob Blackman has worked in the construction industry throughout his working life. A bricklayer by trade, he was appointed as the T&G National Secretary for the construction industry in 1998. He is responsible for T&G’s building materials portfolio. Prior to this Bob held the position of regional construction trade group secretary in the South East.
Bob is a corporate member of the IOSH (Institute of Occupational Safety and Health), a Director of Constructing Better Health , National Operatives Side Secretary for the Building & Allied Trades Joint Industrial Council (BATJIC), the Chair of the Construction Industry Joint Council (CIJC) Operative Side, a Member of the Construction Industry Advisory Committee (CONIAC), Board Member of the Construction Industry Training Board (CITB) Construction Skills Council and Board Member of the Construction Skills Certification Scheme (CSCS).
Harry Frew has worked in both the public and private sector of the construction industry. Harry became the Operatives’ Secretary of the Scottish Building Apprenticeship & Training Council, the body charged with the regulation of terms and conditions of the Scottish apprenticeship scheme that currently registers some 1,500 apprentices each year.
He became Regional Organiser from 1990, and the Scottish Secretary of the Construction Union UCATT in 2004. As UCATT’s Scottish Secretary, he represents 18,000 members across Scotland, from apprentices and craftsmen to site agents and company directors.
Harry is also Chair of the STUC Health & Safety Forum, a Member of the STUC General Council, Scottish Construction Forum and Cross Party Group for Construction.
Brian is a City and Guilds time served Carpenter and Joiner who worked in the building industry and became a Member of UCATT in 1974, later becoming a Shop Steward and Union Safety Representative.
In 1983, Brian was elected as a Regional Organiser for UCATT in the London & South East Region. In 2003, he was appointed as Regional Secretary and then in 2015 as National Secretary for the Eastern Region of UCATT .
Keir Greenaway has been part of the GMB National Pensions Department since 2014. As National Pensions Organiser he works with members, representatives and union officials to help organise around pensions issues to improve working people’s retirements.
Prior to this role within the GMB, Keir was a Branch Secretary with the GMB within Local Government.
John’s role is Director of B&CE Insurance Ltd and B&CE Financial Services Ltd and Chairman of Group Audit & Risk Committee. John sits on the Board of Considerate Constructors Scheme and the Construction Industry Publications and is a financial adviser to the Forum for the Built Environment. John trained as a Chartered Accountant and went on to hold a series of commercial and financial positions at Board level with UK companies.
John’s responsibilities within the construction industry have been diverse, encompassing finance, IT, human resources, membership services, property management, pensions and dealing with a wide variety of legal and constitutional matters.
With a background in law, heavy engineering, and public administration, Malcolm has specialised in all aspects of management in financial services at a senior level for many years. Classically trained in marketing at Marketing Centre Europe in Brussels, he has also operated as a Marketing Director in IT preparing software applications for market and following through to product delivery. He spent 14 years with Norwich Union, latterly at operating Board level in life and pensions, and five years at Merchant Investors, a specialist high net worth investment and pension provider in Bristol.
More recently, as Managing Director of Lyncombe Consultancy, he has specialised in the regulatory, technical and operational aspects of pensions, and a wide range of other retail financial services. With a particular interest in, and experience of, distribution in the UK, he has been involved in a number of initiatives building new businesses in this field. A recent past Chair of the Investment and Life Assurance Group, a practitioner trade body, he also has a strong presence in public affairs and public policy work. He is a frequent speaker, and author, on industry topics, chairing a wide range of industry meetings and conferences.
Malcolm has undertaken research in pensions through The Pensions Report and is Chairman of The-Pensions-Net-Work, a membership based standing conference in the Net Work series.
He has recently been appointed Director of Portfolio and Retirement Planning at the Tax Incentivised Savings Association, leading the work of the Association in Pensions, Distribution and Platforms. He is also a Non-Executive Director of a leading pension provider and is retained as an adviser on pensions policy by an employer body.
John is the CEO of the BBC Pension Trust. He previously acted as the Group Pensions Director for Ensign Pensions, providing executive support to the Trustees of three Merchant Navy pension funds. John has worked as a consultant to commercial and not-for-profit organisations on the funding, administration and restructuring of occupational pension schemes. At an earlier stage of his career he was the National Pensions Officer of the GMB union and worked with the TUC to establish the TUC Stakeholder scheme.
He is a Fellow of the Pensions Management Institute and graduated from Cambridge University with a degree in Mathematics and Social and Political Sciences.
John is a Director of B&CE Insurance Ltd and B&CE Financial Services Ltd. For 19 years John was Chairman and Managing Director of Aspen plc, a city-based firm of actuaries and pension consultants. He was a founding shareholder of this firm and led the expansion of the business until it was acquired by Capita in 2007. He previously followed an actuarial career and then worked as an investment consultant.
As an independent trustee of various pension schemes, institutional funds, charity distribution funds and Non-Executive Chairman of two companies, John has wide experience of managing and developing businesses in the financial sector.
Lydia joined B&CE in 2016. She is a Chartered Secretary and a Chartered Legal Executive. Her career spans 20 years in the legal profession, including in-house posts with Roche Pharmaceuticals and WHSmith, and more recently professional services provided through Pitmans Solicitors.
Having established herself in the company secretarial field, Lydia’s approach has always been focussed on supporting strong governance and good communications on multi-faceted boards.
Patrick took over as Chief Executive Officer for B&CE in October 2012. He joined the organisation in 1985 and since then has brought a wealth of experience to a range of financial and customer-focused roles within the company. He has been instrumental in driving the business forward, including the launch of The People’s Pension, and in shaping the group’s strategy as a whole. Patrick sits on the Board of Directors for B&CE Insurance Ltd and B&CE Financial Services Ltd.
Jamie is the Chief Operating Officer for B&CE, provider of The People’s Pension. He has responsibility for Customer Services, IT, Strategic Delivery and Communications for the B&CE Group. He sits on the Board of Directors for B&CE Insurance Ltd and B&CE Financial Services Ltd. He is also a member of the NAPF DC Council and chairs the Multi-Employer Scheme Sub-Committee.
Passionate about improving pension provision for low-to-moderate earners and the change that automatic enrolment will bring about, Jamie was integral in the design and creation of The People’s Pension. He has over 24 years’ financial services experience having joined B&CE in 1994 from Barclays Bank Plc. Jamie is a Fellow of the Association of Chartered Certified Accountants.
Sam is the Director of Finance for B&CE and is a member of the Association of Chartered Certified Accountants. He is responsible for managing the Group’s financial and regulatory reporting, corporate management information and financial/corporate modelling as well as helping to shape and drive financial strategy for the business.
Sam joined B&CE in 2004 and has undertaken a range of roles within the company including audit, financial analysis and financial control. Prior to joining B&CE he studied mathematics at the University of Bath.
Matthew is the Director of Risk and Regulatory Compliance and is a member of The Institute of Risk Management. He is responsible for managing the Group’s Risk Management and Regulatory Compliance teams whilst also holding the roles of Compliance Officer and Anti-Money Laundering Reporting Officer.
Matthew joined B&CE in 2004 and has undertaken a number of regulatory and oversight roles within the company including, Compliance, Internal Audit and Risk Management.
Mark is the Director of Strategic Delivery and is tasked with ensuring that B&CE meets the needs of its operating environment, both internally and externally, whilst ensuring delivery of strategic objectives and business plans through a planned programme of change.
Mark joined B&CE in 1997 after studying business at the University of Bedfordshire and has gained experience in a wide range of disciplines across operations, project and programme delivery. Mark is a qualified programme manager, having previously held the role of Programme Manager before being appointed as a Director.
Zoe is Director of People and Premises and is a Fellow of the Chartered Institute of Personnel and Development. She is responsible for designing and implementing people strategy across the business including our recruitment, performance management, reward and people development strategies.
Zoe joined B&CE in January 2013 and has 15 years’ experience in people management and organisational development within the private and public sectors.
Darren is Director of Policy and Market Engagement and his responsibilities include policy, public affairs, press and marketing communications. Previously he held directorships at the NAPF: Director of Policy and Director of the Pension Quality Mark. Prior to joining B&CE, Darren joined the NAPF from HM Treasury, where he worked for almost 13 years in a variety of policy and economics-related roles. Darren headed up the Treasury’s Pensions and Pensioners team between July 2007 and October 2010.
Darren studied economics as an undergraduate at Leicester University and has a Masters degree in economics from Southampton University.
As Director of Business Development, Roy champions the delivery of the highest levels of service and support to our employer and adviser customers. Responsible for supporting employers signing up to The People’s Pension, and leading on client and customer relationships, Roy is happy to talk about any aspect of The People’s Pension from product offering to service delivery.
Roy has more than 30 years’ experience in the financial services industry. He has worked as a specialist in the retirement planning sector for most of that time and is a member of the Personal Finance Society and Pensions Management Institute.
Michael is the Director of Digital Transformation. His focus is on delivering excellence and efficiency in workplace pensions through a successful change management programme while working closely with strategic delivery.
In 2003 Michael attained an MBA. He joined B&CE in September 2014, carrying on a long career of working in the operational delivery of pensions, change management and business transformation.
As Director of IT, Cliff’s responsibilities include the development and implementation of the overall IT strategy for the company’s corporate systems. This covers all aspects of the technology landscape – from application development through to operational support.
Cliff joined B&CE in September 2016 with over 28 years’ experience in financial services, predominantly in the insurance and banking sectors, where his career has spanned a variety of technology leadership roles.
Kevin is the Director of Operations and is responsible for maintaining the high standards and award-winning service that B&CE provides to its employers and members. Another key area of focus for him is delivering excellence and efficiency within the current and future target operating model.
Kevin joined B&CE in June 2015 and has over 30 years’ experience in financial services, occupying a variety of leadership roles within the workplace pensions and long-term savings landscape.