Our secure site is a convenient way for you to view and manage your accounts with us.
Securely operate and manage all aspects of your account with us.
Secure logins to the toolkit in your Adviser Centre and to your client accounts.
Being open and clear in everything we do is important to us.
We want our customers to feel confident that we'll act fairly and with integrity. Transparency has a big part to play in this.
We report on our performance and share information with our stakeholders. This helps us continue to improve the way we do things. But not only that, we call for better industry standards for our members by regularly engaging with regulators and government bodies.
The fair treatment of our customers (our members) is at the heart of what we do.
We create and provide simple, cost-effective financial products to meet people’s needs. And because we’re not-for-profit we use the money we make to benefit our members.
We’re open and honest and explain things in simple terms – helping us to remove unnecessary barriers for our members. We’re a corporate member of the Plain Language Commission – a sign of our commitment to help people understand financial products so they can make better decisions.
Our people are guided by three simple values:
These values help us uphold our commitment to treating customers fairly in our ‘everyday’ – our first-class support and award-winning customer service are testament to this. Why not take a look at our Awards & ratings.
Find out more about Our values and how we put people first.
We actively engage with government and industry bodies to improve standards for our members and support initiatives that make things simpler and clearer for them.
The Financial Conduct Authority’s Treating Customers Fairly (TCF) initiative is central to B&CE’s culture for ensuring our business is run and built on a foundation of fair treatment of customers
We work for people, not profit. We're all about creating simple financial products to meet people's needs. And to make sure that we're easy to deal with, we employ friendly, down-to-earth people who share our values.
Having systems and processes that are quick and easy to use is really important to us. That's why we remove complications – to make life easier for our members.
As an Insurer, B&CE Insurance Ltd has a duty to either develop and publish online its policy on engaging with those companies it invests in or, where it chooses not to develop this policy, set out its reasons and rationale for not doing so. The FCA have recently published their rules on this matter in a policy statement. We’re currently reviewing this policy statement and will be updating our Policy on Responsible Investment in due course to reflect any new requirements.
At the end of each financial year we report on our:
For peace of mind, our financial statements are independently audited.
Browse our financial reports »
We go the extra mile for our customers. We make sure we do what we promise. But don't take our word for it, take a look at our awards and ratings. We also have an excellent 'Net Promoter Score' – that's a measure of customer loyalty.
Of course, we always try to resolve things swiftly but should you need it you can take a look at our complaints page.