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Quoted in a piece for Corporate Adviser, Darren Philp, Director of Policy and Market Engagement at The People’s Pension, has commented on the new pension flexibilities and guidance guarantee.
Darren said that trustees and pension providers have a role in ensuring savers have appropriate options as they approach retirement. People will need to be effectively signposted to the guidance guarantee which, where appropriate, may also then signpost people to professional financial advice.
The government announced new pension flexibilities in its 2014 Budget. It means that from April 2015, savers will have much more freedom around how they spend their pension savings. This is complemented with the guidance guarantee, a commitment to give all people approaching retirement free face-to-face support. It will be delivered by The Pensions Advisory Service, Citizens’ Advice and others.