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Darren Philp, Director of Policy and Market Engagement at The People’s Pension, has discussed the role of Pension Wise in preparing savers for the new pension freedoms and the risks of scams from April 2015.
The new pension freedoms will undoubtedly attract scammers and fraudsters. Pension Wise, the government’s free and independent guidance service, should warn savers of these risks as they plan their retirement finances.
“If scammers get there first, they could persuade savers to take a course of action before they are aware of the consequences.
“The risk of savers wanting to ‘take control’ of their money by taking it out of the pension scheme before contacting Pension Wise is also very real. Our hope is that savers will speak to Pension Wise first and act later.”