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The new rules provide the flexibility to access your pension savings in a way that suits your retirement plans. Read our quick case studies for more on how the new pension rules could work for you.
He can claim his State Pension straight away and he has three pension pots he has saved up with three different employers.
He plans to merge two of the larger pots together to create a fund that will provide him with a regular income. The smaller pot he wants to cash in to buy a new car.
He’s saved into his pension since he was 20 and has built up a reasonable pension pot.
He’s recently been unwell so wants to spend more time with his family. He plans to take a lump sum from his pension for a family holiday then take a regular income.
His ill health will help him secure a good level of guaranteed income from an annuity.
She plans to take a small lump sum from her pension to pay off her credit card and then another lump sum and a regular income when she stops working.
In the meantime, she continues to make payments into her pension pot.