Our offices will be closed for the bank holiday from 6pm on Friday 22nd May. Our customer services team will be back Tuesday 26th May from 8.30am – 6pm.
Members can still manage their pensions within their online account between 1pm Saturday 23rd May until 11am Sunday 24th May as we carry out some essential work on our systems. They might experience slightly longer loading times for certain actions like logging in or making changes.
Employers and advisers, however, may be unable to access their Online Services account and payroll integration during this time.
We're sorry for any inconvenience.
Deferred payment plan overview
Why take ELC with us
- Friendly customer service – we put members first
- Low weekly cost
- Endorsed by the Construction Industry Joint Council (CIJC)
Support with Employee Life Cover and Employee Accident Cover
Everything you need to know about how our deferred payment plan can help if you’re struggling financially.
Our deferred payment plan is available to employers with Employee Life Cover (ELC) and Employee Accident Cover (EAC).
How we can support you
You can defer your ELC/EAC payments for 3 months. You won’t be charged any interest during the deferred period.
Please note, if you have an outstanding amount on your account, you’ll need to pay this first. This is because the deferred payment plan is intended to help you manage your future payments and not increase your existing debt.
Ready to get started?
Send us an email at EAC.ELC@bandce.co.uk or phone 01293 586666 to discuss the deferred payment plan.
To find out more about how the deferred payment plan works, read our frequently asked questions.
It’s important you regularly check that the ELC/EAC cover you have in place for your employees still meets their needs.