RapidCash Injury Insurance

RapidCash Injury Insurance – for the construction industry

RapidCash Injury Insurance – the injury insurance we offered to the construction industry – is closing on Wednesday 30 September 2020.

RapidCash is closing

We’ve written to RapidCash policyholders to tell them their policy cover will stop on Wednesday 30 September 2020:

What do policyholders need to do?

If you’re a policyholder, you don’t need to do anything – your policy cover will automatically stop on Wednesday 30 September 2020. If you make monthly payments, your last one will be collected in August 2020 and if you pay annually, we’ll refund any amount due to you from Monday 31 August 2020 – but in both instances you’ll continue to be covered under your policy until Wednesday 30 September 2020.

If you have any questions, need to make a claim or enquire about an existing claim, you can email us at info@bandce.co.uk or call us on 0333 230 1878.

 What if you need to make a claim?

• Policyholders can make a claim as long as the accident which caused the qualifying injury happened on or before Wednesday 30 September 2020 (subject to individual policy conditions and schedules).
• Policyholders should refer to part 7 of their policy conditions to find out how long they have to tell us about an accident after it happens and how long they have to make a claim for a qualifying injury. Policyholders should however look to notify us as soon as possible.
• Any claims policyholders have already made will continue to be handled in line with their policy conditions and schedule.

Finding an alternative insurance policy

If you need help finding an alternative insurance policy, you can search for an alternative product yourself, or you can get professional advice from an independent financial adviser – take a look at this list of regulated financial advisers to help you choose. 

You should check that any prospective financial adviser is authorised and regulated by the Financial Conduct Authority (FCA) by looking on the financial services register before you start dealing with them.

The FCA has also provided some useful questions you could ask a financial adviser before engaging with them.

Please note that we cannot provide advice about alternative products.