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Essential work planned for our online systems - We’re carrying out essential work from 6pm on Friday 21st of February to 6pm on Monday 24th February. This means Online Services and our payroll integration services (for employers and advisers) and online account, via our website and mobile app (for members), may be unavailable on these days. We’re sorry for any inconvenience.

Deferred payment plan overview

Why take ELC with us

  • Friendly customer service – we put members first
  • Low weekly cost
  • Endorsed by the Construction Industry Joint Council (CIJC)

Support with Employee Life Cover and Employee Accident Cover

Everything you need to know about how our deferred payment plan can help if you’re struggling financially.

Our deferred payment plan is available to employers with Employee Life Cover (ELC) and Employee Accident Cover (EAC).

How we can support you

You can defer your ELC/EAC payments for 3 months. You won’t be charged any interest during the deferred period.

But, before doing this, if you have an outstanding amount on your account, we’d need you to pay this first. This is because the deferred payment plan is intended to help you manage your future payments and not increase your existing debt.

Ready to get started?

Get in touch with us by email EAC.ELC@bandce.co.uk or phone 0333 230 1311 to discuss the deferred payment plan.

To find out more about how the deferred payment plan works, have a read of our frequently asked questions.

It’s important you regularly check that the ELC/EAC cover you have in place for your employees still meets their needs.