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EasyBuild is now a closed scheme - it's the workplace pension we offered before automatic enrolment legislation. We modernised things with The People's Pension.
We decided to refine the number of pension arrangements we offer, so now the only workplace pension available through B&CE is The People's Pension.
Since 1 September 2017, no new members can join EasyBuild and no further contributions can be made to EasyBuild. Contributions have been made and new employees have continued to be added to The People's Pension.
EasyBuild pension savings (including those of EasyBuild members who are no longer contributing) have been transferred to The People's Pension (unless the EasyBuild member has already been in touch to tell us otherwise).
The transfer was supported by the EasyBuild Independent Governance Committee. And we consulted the Construction Industry Joint Council.
Offering membership of The People’s Pension and transferring EasyBuild pension savings to The People’s Pension was in the interests of EasyBuild members because The People’s Pension has:
Unlike EasyBuild, The People’s Pension can be used as an automatic enrolment scheme so you can comply with your automatic enrolment duties.
You didn't need to do anything if you were happy for us to make any changes needed, and transfer your EasyBuild pension savings to The People’s Pension.
You should have told us if you didn't want your pension savings to be moved to The People's Pension. That way we would have known to leave them in EasyBuild for the time being – but you'll still need to let us know where you want them to be moved to (and fill out some forms).
You should have received a letter from us about the move from EasyBuild to The People's Pension.
You needed to complete and return the deed enclosed with your letter in order to join The People's Pension.
You also needed to make sure your account was up to date and any August payments settled by 22 September 2017.
And you needed to tell your employees what's happening, using our sample letter template if you wanted.
The Independent Governance Committee represents the interests of policyholders of EasyBuild Stakeholder Pension Scheme.
The Independent Governance Committee (IGC) was set up by B&CE Insurance Limited (B&CE) in March 2015 as part of regulatory changes introduced by the Financial Conduct Authority (FCA).
The introduction of the IGC provides greater protection for you and is designed to protect your interests as a member of the EasyBuild Stakeholder Pension Scheme (EasyBuild). The IGC has a duty to:
The IGC produces an annual report on its activities and views on EasyBuild.
When looking at value for money, the IGC considered the following during 2017/18: